Accept Payments like a local

Accept Payments like a local

Global Payment Solutions supported by
HowToPay HowToPay

UPDATED November 2020:

How To Pay continues to expand its global secure payment options assisting business users to accept Global Payments. This list expands regularly as we continue our global payment and digital wallet network expansion. 

Current local Payment options supported by our Payment API is: 


  1. PayID (

  2. Bank Deposit, NAB, ANZ 

  3. BPAY

  4. Local Cheque and Money Order

BPAY is Australia's leading online debit payment method for payment of regular expenses like Electricity, water, traffic fines etc. It offers a secure alternative to credit cards by giving customers the option to pay online from any leading Australian Bank Account. 


  1. Faster Payments (Instant Bank Transfer) 

  2. BACS (Traditional UK Bank Payment) 

  3. Cheque and Money Order

Faster Payments Service (FPS) is a UK banking initiative to reduce payment times between different banks' customer accounts from the three working days that transfers take using the long-established BACS system to typically a few seconds. CHAPS, which was introduced in 1984, provides a limited faster-than-BACS service (by close of business that day) for "high value" transactions, while FPS is focused on the much larger number of smaller payments, subject to limits set by the individual banks, with some allowing Faster Payments of up to £250,000.[1] Transfer time, while expected to be short, is not guaranteed, nor is it guaranteed that the receiving institution will immediately credit the payee's account.[2]


  1. Bank of America ACH and Online Transfers

  2. Zelle (Online Payments)

  3. Send Cheque or Money Order

Zelle is the latest way to make instant payments online in the USA. Forget running to the ATM or mailing a check. With Zelle, you can send and receive money with peace of mind. Safely and easily send money to people you know through your trusted banking app - or the Zelle app if your bank doesn’t currently offer Zelle. Zelle is a private financial services company owned by the Big banks: Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, US Bank, Citibank and Wells Fargo. The Zelle service enables individuals to electronically transfer money from their bank account to another registered user's bank account (within the United States) using a mobile device or the website of a participating banking institution.


  1. SCB Bank Online Transfer

  2. Kasikorn Bank Transfer

  3. Counter Service. 7ELEVEN Cash Payments. (Coming Soon)

  4. Send Cheque

In Thailand most people are used to using mobile banking to make a money transfer to a local bank account to make payments. We have bank accounts with most major banks making payments fast and easy for the locals without the need for Credit Cards that are not common here. 


  1.  IBAN Bank Transfer (Coming Soon) ( )

  2. iDeal (

  3. SEPA (Coming Soon)

How our system works:

Thanks to over 15 years of experience in Online Payments we have an advanced system that allows business users to meet KYC obligations prior to giving out Payment information to clients.

The "Payment Request" process:

1. Business accounts using our API or website enters client details and payment request amount to our system.

2. User receives an email, SMS or mobile app notification with options to complete the payment request.

3. User clicks the link and uploads ID to our system for KYC requirements. (If not already done)

4. Our call centre staff 24/7 check the ID and approve it manually.

5. Should it be necessary, our staff also make a call to the client to validate the information.

6. Once approved, the client receives an email with unique payment information and a unique reference number.

7. User makes payment (Including the unique reference number) and receives a receipt for the payment.

8. Business account user is informed of the completed transaction.

This simple process is connected to a Global network of Banks that allows our business users to accept payments globally.

The client is always in control of the process and never is any Banking and or Credit Card information stored on our servers.

For more information please contact our support team at

  • VIA
  • HowToPay